Can I correct mistakes on my credit file?
Banks, credit cards, and other lenders may use your credit report to help them calculate what credit limit to give you, and under what terms. It is in your interest to ensure your file is correct and up to date. When you access your own credit report you can correct any errors on the credit reference agency files.
Have your say...
When you access your credit report you will also be given the facility to add some comments if you wish - for example to explain any arrears or missed payments. Other future lenders will then be able to see what you have said.