Guide
Company credit report cost
How company credit report pricing works in the UK: pay-as-you-go credits, bundles, an annual licence, and what each report level includes.
How pricing works
Reports are bought with First Report credits. A single credit buys a Basic report; fuller reports cost two or three credits. You can buy one credit at a time or a bundle, and unused credits stay valid for 12 months. All prices exclude VAT. See the live report types and prices.
One-off, bundle or licence
For an occasional check, a one-off report is the simplest option, with no account needed. If you check companies regularly, a credit bundle lowers the cost per report. For high volumes, an annual licence gives access to all UK reports for a single payment, with company monitoring included.
Instant reports
Reports are delivered online and are normally available to view on screen straight after purchase, drawn from the latest data held on the company, so there is no wait for an instant company credit report.
What you get for the price
Even the Basic report includes the credit score, the suggested credit limit and the key company details. The Standard and Credit Analysts reports add filed accounts, public record, ratios and a written appraisal. Compare them on the company credit report page.
FAQs
Which report level do I need?
For a quick go/no-go on a smaller order a Basic report is usually enough. To set or review a credit limit, the Standard report adds filed accounts and the public record; for a large or higher-risk exposure the Credit Analysts report adds ratios, an Altman Z-Score and a written appraisal.
Do credits expire?
Unused First Report credits stay valid for 12 months from purchase, so a bundle does not have to be used all at once.
Is a free company credit check enough?
A free check is a useful first look but limited. For an actual credit decision you will normally want a full report with the score, suggested limit, public record and accounts. All prices exclude VAT.
Related guides
What is a company credit report?
Read the guide →What’s in a company credit report
Read the guide →How to read a company credit report
Read the guide →